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Job Vacancy

Thank you for your interest in a career with Direct Savings and Loans. Direct Savings and Loans is an Equal Opportunity Employer.

We have a broad range of career opportunities available.

We are constantly looking for confident, enthusiastic, passionate individuals to join our team.


Cyber Security Officer


Job Summary

As a cyber-security officer, you will protect IT infrastructure (including networks, hardware and software) from a range of criminal activity. You will monitor networks and systems, detect security threats ('events'), analyse and assess alarms, and report on threats, intrusion attempts and false alarms, either resolving them or escalating them, depending on the severity.

Tasks and Duties
  • Advise the Head of Risk and Compliance on Cyber and Information Security Management
  • Formulate an institutional methodology for managing cyber and information security risks
  • Develop the institution’s Cyber and Information Security policy and submit it to the Head of Risk and Compliance
  • Develop and update specific and general work procedures for realizing the Institution’s cyber and information security policy
  • Maintain an ongoing process of cyber and information security risk assessment with the relevant institutional units, in order to analyse andassess:
    • the risk levels integral to the institution’s technological and business activities
  • Ensure preparation of reports on major cyber and information security incidents to the Bank of Ghana
Minimum Requirements & Qualification
  • You should have 2 to 3 years of experience as a cybersecurity officer with some experience in a Financial Institution
  • Educational qualification is a degree in computer science or related courses
  • Excellent IT skills, including knowledge of computer networks, operating systems, software, hardware and security
  • Verbal communication skills, including presentation skills, with an ability to communicate with a range of technical and non-technical team members and other relevant individuals
  • Written communication skills, for example to write technical reports
  • Time-management and organizational skills to manage a variety of tasks and meet deadlines

Deadline: 30th June, 2022.
Only shortlisted candidates would be contacted


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Credit Risk Manager


Job Summary

The overall responsibility of the Head of Credit Risk is to provide leadership to the Credit Risk Analysts and Credit Administrator by training and coaching, and effectively implement credit risk policies, process, procedures, tactics and decisions and standards.

Tasks and Duties
  • Recommend changes in the credit policy to senior management
  • Standardize the credit authorization and approval processes
  • Establish the procedures for evaluating, granting and extending credit facilities to existing and potential clients.
  • Ensure all credit application processes are in compliance with Direct Credit Policies and Procedures and service level agreements
  • Recommend better restructuring plan for defaulting client in the interest of the Corporation and customer
  • Devise risk management strategies in conjunction with the management and oversee its implementation
  • Develop and utilize a risk rating system in managing credit risk in the company and ensure adequate controls over credit risk
  • Analyze financial data regarding loan requests for new, renewal and existing loans, including data provided by other institutions (i.e credit bureaus, and other financial institutions)
  • Critically scrutinize Credit Analyst recommendations before approving such loans
  • Monitoring of current loans of (0-30 days) and top exposure
  • Effectively manage collateral agreements and properties. (ie. From admission to discharge)
Minimum Requirements & Qualification
  • BSc/BA degree in Banking, Finance / Accounting / Mathematics /Economics/ Statistics and any business related course.
  • Proficient in Microsoft Office applications (MS Word, Excel, PowerPoint).
  • Extensive knowledge in credit Risk Management
  • Knowledge of general accounting principles and major loan calculations methods.
  • Proven ability to interpret financial statements.
  • Proven ability in portfolio management in a banking environment

Deadline: 30th June, 2022.
Only shortlisted candidates would be contacted


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