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Savings





Direct Save Account


This is an interest earning account for savings and limited transactions.

  • Target Client – All customers
  • Minimum Amount – GHS 20
  • Initial Deposit – GHS 50
  • Interest Rate – 8% per annum
  • Maturity – N/A
  • Withdrawal frequency – Maximum of 4 times a month
  • Interest Payment – Calculated daily, paid monthly

Direct Susu Account


This is an interest earning account that enables customers to save regularly for personal or business purposes, with added the benefit of taking Susu loans.

  • Target Client – All customers
  • Minimum Amount – GHS 20
  • Initial Deposit – GHS 20
  • Interest Rate – 5% per annum
  • Maturity – N/A
  • Withdrawal frequency – Maximum of 1 withdrawal a month
  • Other features – Use Deposit balance as cash collateral; and qualify for loan of up to 2 times the value of cash collateral