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Investments






Direct Fixed Deposit


This is a high yielding investment account starting from GHS 1,000 with fixed maturities to choose from, top-up at maturity only.

  • Target Client – All customers
  • Minimum amount – GHS 1,000
  • Maturity – 3months, 6 months & 12 months
  • Interest Rate – Please refer to the table below
  • Interest Payment – Paid on maturity (rollover options available)
Amount/Duration 365 - Day 182 - Day 91 - Day
GHs 500,000.00 & above 20% 19.50% 19%
GHS 100,000.00 – GHC 499,999.00 19.50% 19% 18.50%
GHs 1,000.00 – GHC 99,999.00 19% 18.50% 18%
*Please note all rates are annualized

Direct Invest Account


This is a tiered short to medium term savings booster with higher interest rates for balances starting at GHS 100 and regular deposits allowed.

  • Target Client – All customers
  • Minimum amount – GHS 100
  • Interest Rate – Earn up to 15% per annum. Refer to table below for details.
  • Interest payment – Calculated daily, paid monthly
  • Other Features – Periodic deposits allowed
Savings Balance Applicable Interest
GHS 100 – 2000 6% pa
GHS 2001 – 5,000 8% pa
GHS > 5,001 10% pa